Since incorporation, the Town has made a concerted effort to protect it’s floodplain and manage its development by the adoption of various ordinances, regulations and practices. The Town has incorporated floodplain management goals into the CAMA Land Use Plan and created development regulation within it’s Town Code Ch. 8 Flood Damage Prevention Ordinance, which exceed the minimum requirements of NFIP indictaed in 44 CFR Parts 59-General Provisions and 60-Criteria for Land Management and Use.
The Town joined the Federal Emergency Management Agency’s National Flood Insurance Program in 1990 and adopted its first Flood Damange Prevention Ordinance (FDPO) on May 2, 1990. The current Flood Damage Prevention Ordinance was approved on April 2, 2009.
All development requires an approved Floodplain Development Permit Application. A valid Floodplain Development Permit be presented with any application for a building permit.
The Town participates in the Community Rating System (CRS) as one of its efforts to reduce the potential losses due to flooding for its citizens. This program, created by the NFIP, encourages communities to become proactive in their flood management planning activities. Under this program, participating communities receive a point rating reflective of their efforts in undertaking these activities. The CRS ratings result in reduced flood insurance premiums to floodplain residents.
In 2010, the NFIP conducted an audit of the Town's floodplain management efforts and awarded the Town a Class 7 rating, thus reducing flood insurance premiums throughout the City by 15 percent. This translate to a savings of $148 per policy per year and over $207,653 combined for North Topsail policy holders. To request a copy of an elevation certificate, contact NTB Planning Dept at (910) 328-1349.
The new elevation certificates and instructions can be downloaded from http://www.fema.gov/business/nfip/elvinst.shtm.
Floodplain Management Plan Annual Progress Report 2010
National Flood Insurance Program:
The National Flood Insurance Program (NFIP) is administered by the Federal Emergency Management Agency (FEMA). Community participation in the program is voluntary. A community is an incorportated city, town, or part of a county that has a floodplain management ordinance and enforces the ordinance. When a community participates in the NFIP, flood insurance is made available from the NFIP. In addition, if the President declares a disaster as a result of flooding, federal financial assistance is made available for the permanent repair or reconstruction of insurable buildings. For proof that the Town participates in the National Flood Insurance Program, please see the National Flood Insurance Program Community Status Book.
Flood map determinations are provided by the Town as a service to the community. Map determinations are made either verbally, in person; by a written or faxed request that provides the Town with the tax parcel number. There is a nominal fee of $25.00 for written determinations. To request a map determination form, contact NTB Planning Dept at (910) 328-1349.
All Flood Insurance Rate Maps, Letters of Map Revision, Letters of Map Amendments, and Elevation Certificates issued are also made available as part of the map determination service along with information regarding flood insurance purchase requirements.
Town's Floodplain Ordinance:
The Town's floodplain management ordinance is located in Article 8 of the Town Code.
Flood Insurance Rate Maps (FIRMs) are on file and may be viewed at the Town's Planning Department, and in the reference section of the public library's main branch.
Books: These books are available at the Sneads Ferry Library:Design manual for retrofitting flood-prone residential structures.Answers to questions about the National Flood Insurance ProgramFlood emergency and residential repair handbook.Flood proofing systems & techniques : examples of flood proofed structures in the United StatesFloodproofing non-residential structures.Answers to questions about substantially damaged buildingsDesign guidelines for flood damage reductionManufactured home installation in flood hazard areasElevated residential structuresCoastal construction manual : principles and practices of planning, siting, designing, constructing, and maintaining residential buildings in coastal